Finding the right home at the right price is just one aspect of a real estate transaction. Kelley Rege Properties INC. is experienced at helping both buyers and sellers when it comes to closings. E-mail or call me today at 617- 710 -4997. if your needs include a real estate pro experienced in the business side of buying and selling.

Closing costs you should expect

There are certain normal costs accompanying closing the sale of a house. These costs are usually split between the buyer and seller, as directed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Massachusetts to help direct you through your transaction.

Loan-related closing costs    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, not only will I work to get the optimal sales price, but I'll also push for reduced closing costs. And once we've reached an agreement, I'll give a detailed list of the closing costs so you know exactly what you're paying for.

Buyers: If you're buying a house , you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not surprised when you arrive at closing time. I'll be willing to look through the GFE with you, answering your questions and highlighting any estimates that are uncertain.